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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 3 - Section 3.6 - SubSection 3.6.1

Loan Disbursement- States/UTs and Regional Pattern

In FY 2023-24, microfinance loan disbursements increased across most states, with Karnataka leading at ₹44,932 crore, followed by Bihar and Tamil Nadu, while Uttar Pradesh recorded a 41% year-on-year growth. The Southern region dominated overall disbursement with a 36% share, followed by the Eastern region at 27%, while the Northeast had the smallest share at 1%.

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India Country

Loan Disbursement (₹ in Cr.) across States/UTs – March 2024 & March 2023 (descending order of Loan Amount disbursed)

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March 2023

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Crs Loan Disbursed in Total

March 2024

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Crs Loan Disbursed in Total

Regional Pattern of Loan Disbursement
Loan Disbursement (₹ in Cr.) across States/UTs – March 2024 & March 2023 (descending order of Loan Amount disbursed)

Loan Disbursed (in Cr.)

Growth (%)

Loan Disbursement (₹ in Cr.) across States/UTs – March 2024 & March 2023 (descending order of Loan Amount disbursed)
State/UTMarch 2023March 2024Growth (in %)
Karnataka337804493233.01 %
Bihar237473105630.78 %
Tamil Nadu195502652535.68 %
Uttar Pradesh179962542641.29 %
Maharashtra101001398338.45 %
Madhya Pradesh112221341719.56 %
West Bengal105491216715.34 %
Odisha1383811787-14.82 %
Rajasthan7768891214.72 %
Gujarat4502660746.75 %
Jharkhand507955018.32 %
Kerala4043542634.19 %
Chhattisgarh2957496567.9 %
Haryana2542330329.95 %
Punjab2564302217.84 %
Andhra Pradesh1180172145.88 %
Assam16411639-0.12 %
Uttarakhand909108319.17 %
Telangana210849304.63 %
Tripura730584-19.95 %
Puducherry37947825.94 %
Himachal Pradesh1771886 %
Delhi11212915.87 %
Goa7410542.55 %
Arunachal Pradesh3375126.34 %
Jammu & Kashmir7366-10.22 %
Manipur9743-55.88 %
Sikkim4437-16.66 %
Mizoram827254.9 %
Meghalaya152246.19 %
Andaman & Nicobar5979.28 %
Nagaland4651.39 %
Chandigarh154-69.94 %